Short Sale
What is a short sale? A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage is a short sale. In order to avoid the time and cost incurred as a result of foreclosure, many lenders will agree to accept the proceeds of a "short sale" and forgive what is owed on the mortgage. A short sale requires extensive paperwork and negotiation with your lender to accept what is owed, including late fees and charges already accrued.
By selling your home as a short sale you will avoid foreclosure and the bad credit that will follow you for over seven years in most cases. A short sale will require negotiation with the lending institution that holds your mortgage to accept less than it is owed. I have eight years of real estate negotiation experience and can help you with the necessary steps to avoid foreclosure, protect your credit and ensure that you are protected from future liability.
My service as a loss mitigation specialist is free to you, the property owner. My fee is paid by the bank through the negotiation process. If you worry that your property is in danger of facing foreclosure fill out the questionnaire below and I will assess your situation and get back to you within 48 hours. I will determine the short sale value of your home and go through the steps of this process so that you can decide if you would like to proceed.
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